Cambridge Social Security Disability Insurance Attorney
For those facing debilitating conditions, Social Security Disability (SSD) benefits provide essential financial support. However, navigating the Social Security Administration (SSA) system can be challenging, with strict eligibility requirements and an often lengthy, complex application process. Unfortunately, many claims are initially denied, leaving individuals without vital assistance. Our Cambridge SSDI attorneys are here to help you.
Our personal injury attorneys specialize in helping individuals in Cambridge, MA, secure Social Security Disability benefits, providing knowledgeable guidance and skilled representation to support our clients through every step of the process. Here’s what you need to know about Social Security Disability claims and how we can help.
Understanding Social Security Disability (SSD) BenefitsSocial Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two key programs designed to provide financial assistance to people who cannot work due to a disabling medical condition. While both programs are overseen by the SSA, they have distinct eligibility criteria and offer different types of benefits:
- Social Security Disability Insurance (SSDI): SSDI benefits are available to individuals who have worked and paid into the Social Security system for a certain number of years and have a qualifying disability. The amount of SSDI benefits is based on the individual’s earnings history.
- Supplemental Security Income (SSI): SSI is a needs-based program intended to help individuals with limited income and resources. Unlike SSDI, SSI does not require a work history but has strict financial eligibility requirements.
To qualify for SSD benefits, applicants must meet specific medical and non-medical criteria. The SSA defines “disability” as a condition that prevents a person from engaging in substantial gainful activity (SGA) and is expected to last at least one year or result in death. Key qualifying factors include:
- Medical Condition: The SSA has a list of medical conditions known as the “Blue Book,” which includes impairments that are considered disabling. Common qualifying conditions include musculoskeletal disorders, cardiovascular diseases, neurological disorders, and mental health conditions. However, if your condition is not listed, you may still qualify if you can prove it limits your ability to work.
- Work Credits (for SSDI): For SSDI eligibility, individuals must have a certain number of work credits, which are accumulated by paying Social Security taxes. Generally, an applicant needs to have worked five out of the last ten years before becoming disabled.
- Financial Need (for SSI): SSI is based on financial need, meaning that applicants must have limited income and resources to qualify.
Applying for Social Security Disability benefits can be an overwhelming process. The application requires extensive medical documentation and proof of work history. Here’s an overview of the application steps:
- Initial Application. The application process begins with submitting an initial application to the SSA. This can be done online, over the phone, or in person at a local Social Security office. The initial application requires details about your medical condition, work history, and treatment providers.
- Medical Documentation. Medical evidence is critical in supporting your claim. The SSA requires documentation from doctors, hospitals, and other healthcare providers to verify the severity of your condition. This may include medical records, imaging results, treatment plans, and statements from your treating physicians.
- Review and Decision. The SSA reviews your application, which typically takes three to six months. During this time, the SSA may request additional information or arrange for an independent medical examination. Unfortunately, most initial applications are denied due to insufficient documentation or failure to meet eligibility criteria.
- Appeals Process for Denied Claims. If your initial application is denied, you have the right to appeal. The appeals process consists of four levels, and each stage requires a careful approach to maximize your chances of success:
- Reconsideration. The first step is to request reconsideration, where your application is reviewed by a new examiner. This process typically involves updating your medical records and providing any additional evidence that supports your claim. Reconsideration requests must be filed within 60 days of receiving the denial notice.
- Administrative Law Judge (ALJ) Hearing. If reconsideration is denied, the next step is to request a hearing before an Administrative Law Judge (ALJ). During this hearing, you have the opportunity to present evidence, call witnesses, and explain how your condition affects your ability to work. An experienced SSD attorney can represent you during this hearing, helping you present a compelling case.
- Appeals Council Review. If the ALJ denies your claim, you can request a review by the SSA’s Appeals Council. The Appeals Council reviews the ALJ’s decision to determine if there were any procedural errors. While the Council may approve the claim, it often remands the case back to the ALJ for another hearing.
- Federal Court Review. If all previous levels of appeal are unsuccessful, the final option is to file a lawsuit in federal court. This is a complex process that requires legal expertise, as it involves challenging the SSA’s decision on legal grounds.
Denials are common in Social Security Disability cases. The SSA has strict requirements and often denies claims due to:
- Insufficient Medical Evidence: Many claims are denied because they lack adequate documentation of the disability’s severity and duration.
- Failure to Meet Technical Requirements: Missing work credits for SSDI or exceeding financial limits for SSI can result in denials.
- Non-Compliance with Treatment: Failing to follow prescribed treatments or therapies may lead to denial, as the SSA expects applicants to try all reasonable treatments.
- Lack of Severity: The SSA may deny a claim if the condition is deemed not severe enough to prevent substantial gainful activity.
At Jeffrey Glassman Injury Lawyers, we understand the reasons behind SSD denials and work diligently to address these issues, improving your chances of a successful outcome.
How an Attorney Can Help with Your Social Security Disability ClaimApplying for Social Security Disability benefits can be overwhelming, especially if you’re managing a disability. An experienced SSD attorney provides essential support by:
- Guiding You Through the Application Process: We help clients gather necessary medical records, complete paperwork accurately, and avoid common errors that lead to denials.
- Ensuring Proper Documentation: Our team works with your medical providers to obtain thorough documentation, including statements from doctors that explain how your condition limits your ability to work.
- Representing You at Hearings and Appeals: If your claim is denied, we handle the appeals process, representing you at hearings and advocating on your behalf.
- Building a Strong Case: We develop a detailed strategy tailored to your case, addressing SSA requirements and ensuring the evidence clearly demonstrates the impact of your condition.
Filing a Social Security Disability claim is time-sensitive. The SSA has strict deadlines for appeals, including a 60-day limit for filing a reconsideration request after a denial. Delays in gathering medical documentation or submitting forms can jeopardize your claim. Consulting an attorney early on can help ensure that deadlines are met and that your claim proceeds without unnecessary delays.
Why Choose Jeffrey Glassman Injury Lawyers for Your SSD ClaimNavigating the SSD process can be daunting, and having knowledgeable representation can make a significant difference. At Jeffrey Glassman Injury Lawyers, we are dedicated to providing compassionate, comprehensive assistance to individuals seeking Social Security Disability benefits.
Our Approach to Social Security Disability Cases- Personalized Support: We understand that each disability case is unique. We take the time to understand our clients’ medical conditions, financial needs, and personal goals.
- Detailed Case Preparation: From initial applications to appeals, we meticulously prepare each case to ensure it meets SSA requirements.
- Aggressive Representation: We advocate assertively at every stage of the process, whether it’s negotiating with the SSA or representing clients in hearings and appeals.
At Jeffrey Glassman Injury Lawyers, we are committed to helping individuals secure the benefits they need to support themselves and their families. We provide clear communication, empathy, and support every step of the way.
Contact Jeffrey Glassman Injury Lawyers for a Free ConsultationIf you or a loved one needs help with a Social Security Disability claim in Cambridge, MA, don’t hesitate to seek legal assistance. Jeffrey Glassman Injury Lawyers offers free consultations to discuss your case, answer questions, and explain your options. Our dedicated team is here to guide you through the SSD process, advocating for the benefits you deserve.
Dealing with a disability is challenging enough; let us help you navigate the complex SSD system. Contact Jeffrey Glassman Injury Lawyers today, and let us provide the skilled legal support you need to move forward with confidence. Call us for a free consultation at (617)-777-7777.